Financial Calculators

Free tools to help Malaysians make smarter money decisions. Pick a calculator to get started.

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EPF Retirement Calculator
Estimate your EPF savings at age 55 based on your current salary, balance, and annual increment. See your projected monthly retirement income.
EPF / KWSPRetirementDividend 6.15%
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Compound Interest Calculator
See how your money grows with monthly contributions and compounding returns. Visualise your wealth growth over 1 to 50 years.
InvestingCompoundingWealth growth
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Loan & Financing Calculator
Calculate monthly instalments for home loans, car loans, or personal financing. Supports both reducing balance and flat rate loan types.
Home loanCar loanAmortisation
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Fixed Deposit Calculator
Calculate your FD maturity amount for Malaysian banks. Supports auto-renewal and compares your FD return against EPF’s 6.15% dividend rate.
Fixed depositFD vs EPFMaybank CIMB
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DSR Calculator
Check your Debt Service Ratio before applying for a loan. See your approval likelihood at major Malaysian banks and the maximum instalment you can take on.
Home loanBank approvalDebt ratio

All calculators are free to use and work entirely in your browser — no sign up required. Results are for educational purposes only. Always consult a licensed financial planner before making major financial decisions.